All posts by saudh4590

Business

Big Breaking: RBI reduce interest rate, Will we need to visit the bank to adjust our EMI now? Please clarify this confusion

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The Reserve Bank of India has provided a significant benefit to the middle class by announcing a reduction in the repo rate (RBI Repo Rate). The repo rate has been lowered by 0.25%, bringing it down from 6.50 to 6.25. Will I need to visit the bank to adjust my EMI?

How the EMI will decrease following a cut in the repo rate

It is anticipated that banks might soon reveal a decrease in the interest rates on your loans. If banks implement interest rate reductions, the EMIs for your personal loan, car loan, and home loan will decrease.

You might be wondering how the RBI’s repo rate cut will affect your loan EMI. In fact, banks offer loans based on two types of interest rates.

First: banks offer loans at a fixed interest rate, meaning the EMI remains the same from start to finish, regardless of whether the RBI raises or lowers the repo rate. Fixed-rate loans will not be impacted by changes in the repo rate.

Second: if your loan is on a floating rate, then the EMI can fluctuate with changes in the repo rate. Following a repo rate cut by the RBI, the EMIs or tenure for borrowers with floating-rate loans may decrease.

If your bank has also adjusted the interest rate following the Reserve Bank’s repo rate change, you do not need to visit the bank. When you obtained the loan, if you selected an EMI that adjusts according to the repo rate change, then your EMI will be altered. However, if you opt for a change in loan tenure, the duration will be shortened.

Nonetheless, if you choose to adjust the tenure and wish to lower the EMI, a visit to the bank will be necessary. By going to the bank, you can modify either the EMI or the tenure based on your preferences.

Education/Jobs

CBSE Board Exams 2025 Admit Card Released: Steps to download it from cbse.gov.in

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CBSE Admit Card 2025: The Central Board of Secondary Education (CBSE) has issued the admit cards for the Class 10 and 12 board theory examinations. Students who are waiting can access their admit cards from the official CBSE website – cbse.gov.in.

CBSE Board Exams 2025 Admit Card:

The Central Board of Secondary Education (CBSE) has made available the admit cards for the Class 10 and 12 board theory examinations. Schools are able to download the admit cards from the official CBSE website at cbse.gov.in.

The CBSE board examinations for 2025 are set to commence on February 15. The schedule for competitive exams like JEE Mains and NEET was considered while preparing this year’s timetable.

This year, the board has also published the CBSE date sheet approximately 86 days before the exams begin. According to the timetable, the CBSE secondary school (Class 10) exams will start on February 15 and conclude on March 18, 2025. The CBSE senior school examinations (Class 12) will begin on February 15 and finish on April 4, 2025.

CBSE Board Examinations 2025: Procedure for downloading the admit card

– Go to the official website at cbse.gov.in.

– Click on the admit card link provided on the homepage.

– Enter your details such as user ID and password.

– Download your admit card.

– Print out the admit card for future reference.

This year, the CBSE has introduced several changes to improve the examination process for students. A significant change is a reduction in the number of short and long-response type questions, which aims to place greater emphasis on analytical and critical thinking skills.

Moreover, the weightage of internal assessments has been increased to now represent 40 percent of the total marks, while the remaining 60 percent will rely on board exams. Another crucial change is the establishment of a mandatory 75 percent attendance requirement for students, with allowances for exceptions in cases of illness, involvement in extracurricular activities, or other justified reasons.

 

Business

Union Budget 2025: Tax Free on Income Up to 12 Lakhs, Major Relief for Middle Class and Corporate employees

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Finance Minister Nirmala Sitharaman made a historic announcement stating that there will be no income tax on earnings up to ₹12 lakhs in the upcoming Union Budget for 2025. This decision represents a significant relief for the middle class and indicates a substantial policy change.

Important points from the Union Budget 2025 include

No Tax for the Middle Class:
Earnings of up to ₹12 lakhs will not be subject to income tax.
The threshold for Tax Deducted at Source (TDS) has been increased to ₹10 lakhs.
The deadline for submitting Income Tax Returns (ITR) has been prolonged.

Streamlining of Tariffs:
The government plans to reduce the number of tariff rates from 15 to just 8.
Additionally, the Social Welfare Surcharge will be eliminated.

Cancer Treatment and Health Initiatives:
Import duties on 36 essential cancer medications will be lifted to enhance affordability.
The customs duties on 6 critical life-saving drugs will be cut to 5%.
Cancer treatment facilities will be established in government hospitals nationwide.

Reduction in Prices for Electronics:
Prices are anticipated to drop for LED and LCD screens.
Lithium-ion batteries, vital for electric vehicles and mobile devices, will become less expensive.

Support for Entrepreneurs:
The government will provide loans of ₹2 crore to women and entrepreneurs from Scheduled Castes (SC) and Scheduled Tribes (ST) who are starting their businesses for the first time.
A new National Institute of Food Technology, Entrepreneurship & Management will be created in Bihar to promote area development.

Key Announcements for Bihar:
Bihar will benefit from the development of Greenfield airports to address future transportation requirements.
There will also be an expansion of the Patna Airport’s capacity, along with the inclusion of the Mithilanchal region’s Western Canal Project.

Focus Areas for Development:
The government intends to foster growth through inclusive development, enhance private sector investment, and increase the purchasing power of the emerging middle class in India.
An additional fund of ₹10,000 crore has been designated for startups to stimulate innovation and entrepreneurship.
These announcements in the 2025 Union Budget aim to encourage balanced growth, support burgeoning sectors like startups, and offer relief to the general populace.

Sports

India vs England 4th T20I LIVE SCORE: Shami is absent once more, while Dube and Rinku have been added to the squad; England have won the toss and chosen to field first

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India vs England 4th T20I LIVE SCORE: England has steadily improved in their ability to contend with India throughout the series, culminating in their victory in the third T20I, which kept them in the contest. Neither side’s batters have been in peak form, but India will need their players to step up if they hope to maintain their advantage over the visitors.

India vs England 4th T20I LIVE SCORE:

Jos Buttler finally won the toss today after losing it in the previous three matches of the series, and England has opted to bowl first in the fourth T20I happening in Pune. India has reintroduced Rinku Singh and Arshdeep Singh, replacing Dhruv Jurel and Mohammed Shami, and added Shivam Dube to strengthen the middle order in place of Washington Sundar.

This series has revolved around a contest between India’s spinners and England’s fast bowlers, with batters from both teams experiencing periods of inconsistency. India secured a strong victory in the first match and narrowly won the second thanks to Tilak Varma’s effort, but in the third, even Varun Chakravarthy’s five-wicket performance couldn’t save them from defeat. England has shown marked improvement in their ability to win in these conditions as the series has progressed, so India is aware that they face a significant challenge in maintaining their lead for the remainder of the series.

Today’s spotlight will be on some of India’s batters, especially the opening pair of Sanju Samson and Abhishek Sharma. Their places in the lineup could be challenged by Yashasvi Jaiswal and Shubman Gill with their return to T20. Samson had earned an extended opportunity in the position with his impressive three centuries in four innings prior to this series. However, against Jofra Archer and his colleagues, he appears to have struggled significantly. Abhishek Sharma had a great performance in the first T20I but did not have much impact in the second and third matches.

Captain Suryakumar Yadav was dismissed for a duck on just the second ball of the first T20I and has failed to capitalize on his opportunities in the subsequent matches. Across his last six innings, he has accumulated merely 52 runs, marking the first time he has gone six innings without scoring a fifty in T20Is. Nonetheless, assistant coach Ryan Ten Doeschate has suggested that India isn’t overly concerned, as such phases are a normal part of a high-risk batting approach.

“Someone like Surya has set such high benchmarks for himself, and I wouldn’t claim that consistency or predictability should be prioritized in T20 cricket,” Ten Doeschate remarked. “The role we assign to these players is to go out and score at a rapid pace, and given the modern dynamics of international T20 cricket, we allow for a bit of fluctuation and a lean phase like he is experiencing right now.”

England’s strategy of aggressively attacking the Indian bowlers, especially the spinners, nearly succeeded in the Chepauk during the second T20I. The truth is, they likely intended to employ the same tactic in Rajkot for the third T20I, even if it hadn’t proven successful in Chennai. Such is the nature of the Bazball approach. However, they have a tough challenge ahead, as in India, they are up against a team that has triumphed in 15 of the 18 T20Is they have played since their victory in the 2024 T20 World Cup.

Entertainment

Spider-Man:You become accustomed to the animation style of your friendly neighborhood Spider-Man, and the series is enjoyable

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I wasn’t sure what to anticipate from Your Friendly Neighborhood Spider-Man following the highly impressive X-Men 97 and the less enjoyable What If…? which just concluded its three-season run. From the previews, the most noticeable aspect was the show’s strange visual style, which felt both flat and three-dimensional, along with a surprisingly low framerate.

About Spider-Man show

Having watched the first two episodes, I can confirm that Your Friendly Neighborhood Spider-Man is a genuinely good series. The animation style, while initially odd, becomes something you quickly acclimate to, and it ends up being less distracting than you might expect. The show features some fantastic action scenes and effectively embraces its comic-book aesthetics, occasionally transitioning into actual comic panels. It may not be my favorite art style, but it serves its purpose, and if you’re not fond of it, you may eventually overlook it.

I won’t compare this to the exceptional quality of X-Men 97, but Your Friendly Neighborhood Spider-Man possesses a certain charm, and some moments made me laugh heartily. After witnessing Spider-Man confront actual cosmic deities and multiversal antagonists lately, it’s refreshing to see him engage in an action sequence where he battles a villain in a pet shop, awkwardly saving corgis and fish.

The series notably avoids retelling Peter’s Spidey origin story, opting instead for a twist where he gets bitten by a spider that comes through a (spoilers) portal created by Doctor Strange, likely of alien origin (considering Strange is battling a symbiote, after all). We skip to the early days of his being Spider-Man, where Peter sports a quirky yet likable suit complete with a web tank on his back and tubes connected to his web-shooters. Yes, those tubes do get snagged on things. This show excels in its attention to detail.

The cast is another intriguing aspect, featuring Pete alongside Nico, who serves as a different best-friend character than what we’re used to seeing. He has an alternate crush and a unique “bully” boyfriend who surprisingly turns out to be a genuinely nice guy, subverting some typical tropes. It’s evident that a variety of Marvel characters will be introduced throughout the series. We start off with Strange, and Daredevil is expected to appear. At the moment, Peter is teaming up with the future Hulk, Amadeus Cho. I anticipate a lot of developments in these ten episodes, which will be airing over just four weeks.

Entertainment

Kapil Sharma has start shooting for ‘Kis Kisko Pyaar Karoon 2’.

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Famous actor and comedian Kapil Sharma has begun filming his upcoming comedy movie, Kis Kisko Pyaar Karoon 2. This film serves as a sequel to the successful 2015 movie Kis Kisko Pyaar Karoon, which debue Sharma’s entry into Bollywood.

The producers have assured that the new project will “provide another dose of humor and mayhem” for viewers.

‘Kis Kisko Pyaar Karoon 2’ is directed by Anukalp Goswami

Anukalp Goswami is directing the upcoming comedy sequel, while Ratan Jain and Ganesh Jain are handling the production. Venus Worldwide Entertainment and Abbas Mustan Film Production are collaborating on this project.

Manjot Singh will also appear alongside Sharma in this eagerly anticipated film. The first installment was directed by Abbas Mustan.

Sharma’s most recent appearance was in the film Crew, alongside Tabu, Kriti Sanon, and Kareena Kapoor. He also serves as the host of Netflix’s The Great Indian Kapil Show.

The original Kis Kisko Pyaar Karoon (2015) featured a talented ensemble cast that included Jamie Lever, Arbaaz Khan, Manjari Fadnis, Elli Avram, Varun Sharma, and Manoj Joshi.

It is yet to be revealed which members of the original cast will reprise their roles in the sequel.

Sports

Abhishek Sharma plays a key role in India’s victory against England in Kolkata

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A scorching 79 runs off 34 balls from Abhishek Sharma led India to a win over England in the first T20I at Eden Gardens, Kolkata.

Abhishek took on the prominent England bowlers as India chased down a total of 133 in just 12.5 overs. He also formed crucial partnerships with Sanju Samson and Tilak Varma. The England team, meanwhile, was dismissed for 132 runs in their 20 overs.

Abhishek Sharma showcases his bold shots

While Samson managed the early overs, Abhishek eventually joined him in the aggressive batting. Despite Jofra Archer and Mark Wood challenging Abhishek with some sharp bouncers, the Indian opener showcased his fearless shots. His footwork against veteran spinner Adil Rashid was exceptional as well.

Abhishek concluded his innings with a remarkable 79 off 34 balls, featuring 5 fours and 8 sixes.

Rashid, who had seen Abhishek hit numerous boundaries, eventually managed to get him out.

The left-handed batsman sped to his second half-century, adding to the century he already had.

Currently, Abhishek has accumulated 335 runs from 13 T20Is with an average of 27.91, and his strike rate has soared to 183.06.

Since his T20I debut in 2024, the young batter has almost established himself as India’s key T20I opener.

Abhishek is in outstanding form recently, leading Punjab with 467 runs from eight matches at an average of 58.37 in the 2024/25 Vijay Hazare Trophy, showcasing an impressive strike rate of 130.44.

Sports

Kolkata Knight Riders: Cricketer Rinku Singh engaged with SP MP Priya Saroj

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Kolkata Knight Riders’ famous all-rounder Rinku Singh got engaged to Samajwadi Party’s youth parliamentarian Priya Saroj. As per media reports, Rinku Singh hometown is Aligarh(Uttar Pradesh) and Priya Saroj hometown is Jaunpur(Uttar Pradesh). Today Rinku Singh is a big name in Indian cricket and other side Priya Saroj is only 26 years old, is MP of Machli Sahar(Uttar Pradesh). Priya Saroj has been elected for the first time in the Lok Sabha elections 2024.

Priya Saroj did her schooling from Air Force Golden Jubilee, after that she did her graduation from Delhi University and then completed her L.L.B from Amity University.

Rinku Singh Net Worth

In Ipl (Indian Premier Legue), Kolkata Knight Rider retain Rinku Singh in 13 Corore rupees. KKR first salary pay Rinku Singh only 55 Lakh rupees. Thats means Rinku Singh salary 24 times more than IPL 2022 auction. It’s show that Rinku Singh success.

Business

Jio Coin Price Details: What Is the Potential Value of Reliance’s New Cryptocurrency? How Can I Purchase It?

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With its new product, Jio Coin, Reliance Jio, the telecom behemoth in India, has taken a revolutionary stride into the blockchain and cryptocurrency space. Through Jio Coin, a reward-based token system, Reliance Jio hopes to transform India’s digital economy in collaboration with Polygon Labs. In addition to marking Reliance’s entry into Web3, this creative strategy seeks to increase digital engagement by compensating consumers for their online activity through the JioSphere browser.

Jio Coin is a blockchain-based reward token that runs on the Polygon blockchain. During its beta period, users can already earn tokens by browsing the JioSphere browser on the Internet. These JIO Coin tokens, which are stored in a Polygon coin wallet, guarantee a number of services inside the Jio ecosystem, such as access to special features, shopping at Reliance outlets, and payments for cell recharges.

How to Purchase JIO Coin

It’s crucial to remember that Jio Coin is not now available for direct purchase for anyone wondering how to get it. Instead, by using the JioSphere browser, customers can earn it. To begin earning Jio Coins, users must download the JioSphere browser, which is compatible with both iOS and Android smartphones, register with their Jio number, and begin browsing.

Jio Coin is expected to become redeemable and transferable as the project develops, possibly via the MyJio app or other platforms. It may even be exchanged on well-known cryptocurrency exchanges like Koinex and Zebpay.

Market Value of JIO Coin

Despite the fact that Jio Coin’s official pricing has not been revealed, there is conjecture that it would launch at roughly $0.5 (₹43.30) per token. As Jio Coin becomes more integrated with Jio’s services, such JioMart and Reliance petrol stations, its value is expected to increase. Its potential applications go beyond simple cryptocurrency transactions and are intended to cover a broad spectrum of Jio network services, including fuel purchases, shopping discounts, cell recharges, and exclusive service access.

It also raises India’s profile in the international cryptocurrency industry by setting an example for other businesses to follow when considering a digital currency venture. With a 1% TDS on transactions and a 30% tax on bitcoin earnings, the Indian regulatory system presents some difficulties. However, when Jio Coin works through these rules, its progress will be continuously monitored. The partnership between Polygon Labs and Reliance might also have an impact on the creation of a more welcoming atmosphere for digital currencies in the nation.

Both parties gain from the collaboration with Polygon on the Jio Coin launch. Jio makes use of Polygon’s affordable and scalable blockchain technology, and Polygon benefits from more people using and transacting on its platform.

Education/Jobs

The NTA has published the admit cards for the final phase of the UGC NET exams, with all the necessary information provided here

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Subjects such as Sanskrit, Sociology, Mass Communication, and French had to admit cards that were still pending release. On Sunday, the National Testing Agency (NTA) made available the admit cards for all UGC National Eligibility Test (NET) exams.

The UGC NET exams are set to take place on January 3, 6, 7, 8, 9, 10, 15, and 16. Admit cards for exams scheduled until January 10 have already been issued. The admit cards for the last two exams, which are to take place on January 15 and 16, have now been released.

Candidates can now download these from the official website following the latest update.

Download the admit card for the UGC NET exam, please follow these steps

To access the official website, go to ugcnet.nta.ac.in.

Click the link for the admit card.

Use your application number and date of birth to log in for admit card.

Make sure to download the admit card and print it, ensuring that all information is clearly legible.

You can find the direct download link for the admit card here: https://ugcnetdec2024.ntaonline.in/admitcard/index.

The UGC-NET exam evaluates candidates’ eligibility for the Junior Research Fellowship (JRF) as well as for the position of assistant professor. It is conducted biannually, in June and December. Candidates should verify all the details, download the admit card, and ensure they have a printed copy with them when attending the examination.

For further help, you can reach out to the NTA by phone at 011- 40759000 or via email at ugcnet@nta.ac.in.